Buying a property in Germany can be an attractive option, offering a stable economy, high leverage options and long-term investment opportunities. Before making a decision, it is important to assess your financial situation, your residence permit and your investment goals. You will need detailed information about costs, taxes and regional market trends. Contact us for a free initial consultation and let our experts guide you.

Buying a propoerty in Germany is a significant investment and comes with various side costs. These costs mainly include taxes, notary fees and, in the case of a real estate agent, the real estate agent's commission.

• Taxes: Property acquisition tax varies by state and is calculated on the purchase price of the property. For example, in North Rhine-Westphalia it is 6.5%.
• Notary and Land Register: These are calculated on the purchase price of the property, regardless of the notary. The rate varies between 1.5-2% depending on whether you have financing or not.
• Agent Service Fee:It is a commission determined based on the sale price. It is usually calculated at a rate of 3.57% including tax. It may be less or more depending on the real estate agency and property type.

Contact us for more information about these costs and the process of buying a house in Germany. Our experts will guide and support you through the process.

There are some important tax differences between buying a property for residence and investment in Germany. For example, if you buy to rent, you can deduct the financing costs, amortisation costs from your income tax in Germany. If you are thinking of investing, you can contact our experts for more comprehensive information on tax benefits and costs and to make the appropriate analysis. 

The main steps of the process of buying a property in Germany are as follows: First step is to define the right budget before looking at the market. With the defined budget, the process of searching begins and property viewings are done. Then, a detailed analysis is made on the selected properties and a suitable option is selected. Then, the necessary steps are taken to approve the financing. Afterwards, the official process is initiated by signing the notary and sales contract. The last step is to become the owner of the house with handover. You can contact our expert team who will support you end-to-end in your journey. 

Yes, with a limited residence permit in Germany can also finance a property. If your employment contract is unlimited, you can buy a property with a loan even if your residence permit is not unlimited. You can contact our experts to find out the best strategy and loan conditions for you.

Yes, you can buy a property in Germany while residing outside of Germany. It is even possible to get a loan up to 80% of the property value from banks in Germany, depending on where you live and what currency you earn. However, this process requires taking into account the legal requirements and financial details. You can contact our experts to acquire property in Germany by working with a suitable real estate consultant and checking the requirements.